Education Indemnity Insurance

Education Indemnity Insurance guarantees the continuity with same standards of your child’s education life against death or permanent disability due to accident. You can determine the period of insurance from 2 to 20 years in line with your needs.

Those who are healthy and between the ages of 18 and 65 can benefit this Education Indemnity Insurance.

You can determine the guarantee amount considering the student’s annual educational expenses and length of study. This amount decreases in direct proportion to the remaining period of insurance every year. For instance; your child’s annual educational expense is 10.000 TL and insurance period is 12 years. The guarantee amount is determined as 120.000 TL for the first year. It decreases to 110.000 TL in the second year and to 100.000 TL in the third year. The guarantee amount decreases on an equal basis every year and relevant expenses for the remaining period of study are guaranteed.

The guarantees:

Death Coverage

In the event of death of the policy holder during the insurance period, the death benefit specified in your policy is paid to the beneficiaries specified in the policy.

Permanent Disability due to Accidents

In the event that the policy holder becomes permanently, fully or partially disabled as the result of an accident during the insurance period, the guarantee amount specified in the policy is paid to you in proportion to your level of disability.

Premium Payment

Your premium amount varies according to your age, guarantee amounts and insurance period.

Tax Advantage

You can deduct from tax all the premium amounts that you pay for you, your spouse and children under age 18 provided not to exceed the amount specified below

• If you are a wageworker, 15% of the monthly gross wage and total amount of annual gross minimum wage;
• If you are a self-employed person, 15% of the annual declared income and total amount of the annual gross minimum wage.

Education Indemnity Insurance (Eğitimim Güvende) is offered by Katılım Emeklilik.

Emlak Katılım is the agent of Katılım Emeklilik A.Ş.