Insurance and Pensions
Corporate Insurance Products
Home Insurance
Regardless of tenant or landlord, you can guarantee your home and household goods against all risks listed in the policy with our comprehensive home insurance product.
Compulsory Earthquake Insurance (DASK)
With Compulsory Earthquake Insurance, the damages directly incurred by earthquake as well as fires, explosions and landslides caused by earthquakes are guaranteed.
Comprehensive Car Insurance
With comprehensive car insurance; all your risks will be under guarantee within the scope of this insurance.
Compulsory Traffic Insurance
Compulsory Traffic Insurance is an insurance guaranteeing the driver of a motor vehicle defined in the policy against the legal liability of the driver according to Highway Traffic Law No. 2918 arising from causing the death or injury of someone or the damage to an object while driving.
Corporate Insurance Products
You can choose any of our comprehensive corporate insurance products to protect your workplace and assets in your workplaces against any probable risks and to maintain your commercial activities in a safe manner.
Credit Life Insurance
Thanks to Credit Life Insurance, you don’t leave your loved ones in a difficult situation in case of any probable disability or death. Remaining credit balance is paid by your bank within the scope of the policy.
Foreign Travel Health Insurance
With Foreign Travel Health Insurance, you can guarantee treatment expenses for any urgent and unexpected health problems you might face during your travels abroad.
Full Participation Supplemental Health Insurance
If you cannot allocate a budget for a private health insurance but wish to enjoy the advantages of private health insurance with affordable prices and payment conditions, we offer Full Participation Supplemental Health Insurance for you.
Corporate Life Insurance
Corporate Life Insurance provides guarantee against the death, permanent disability or critical illnesses of the company owners or partners who are the customers of Emlak Katılım and helps the continuity of the company.
Corporate Pension Products
Private Pension System (PPS) and Employer Group Pension Plan (EGPP) are savings systems complementary to the current social security system with an intent to provide additional income to employers and employees during their retirement days to maintain their standards of life.
The pension plans offered for the institutions wishing to pay contribution for their employees have more attractive and desirable conditions than those offered for individual participants. Based on some criteria such as the number of employees and participants within the group, total net asset value of the fund etc., it offers some special advantages such as low administrative fee and entrance fee deductions etc.
While PPS provides additional income to employees in their retirement days, the employer who pays premium for his/her employees increases the motivation and loyalty to the company of his/her employees. Furthermore, the employer can write off and deduct the premiums paid for the employees from corporation tax base up to 15% of the monthly gross wage and up to annual gross minimum wage amount of each employee.
“Vesting Period” refers the period of time in which the employees joined the Private Pension System with corporation contribution are required to work for that corporation to be entitled to receive the contributions paid by the relevant employer for them. This period cannot exceed 7 years following the participant’s signature date of the group pension contract.
Interest-Free Pension Investment Funds:
Your savings are evaluated by Katılım Emeklilik in financial instruments in compliance with interest free personal pension principles. These instruments are gold, foreign exchange, lease certificates, participation account and stock certificates.
Advantages of Employer Group Pension Plans:
- It helps to keep qualified employees.
- It increases the motivation and loyalty to the company of the employees.
- It decreases the employee’s concerns for the future.
- It can be used as a rewarding tool.