Finances
Cash Finance

Business Finance
Any kinds of raw materials, semi-finished and finished products and services you need are financed. Using this service, the price of the purchased goods and services is paid in cash by Emlak Katılım to the seller.
Instalment Commercial Finance
This financing product covers the tools, workplaces, machinery, fittings and equipment that your enterprise will purchase in accordance with investment plans.
Other Cash Finances
We provide financing for the enterprises for their other needs such as education, travel, share purchase, franchising etc.
Financial Leasing
Leasing (Financial Lease) is a method of finance that grants the tenant the right to use an investment asset owned by the leasing firm in return for rent payments. Ownership is then transferred to the tenant at the end of the contract.
Non-cash Finance

Letters of Guarantee
A letter of guarantee is a document issued for the fulfilment of the terms and conditions of the contract determined by and between parties and which includes the payment commitment of the bank.
Letters of Credit
It is a guarantee provided to the seller by a bank with a specific amount and maturity regarding the payment of the price of the goods through a bank in the seller’s own country upon the submission of the documents complying with the conditions defined in the Letter of Credit.
Acceptance-Endorsement Credits
It is a payment instrument which guarantees the irrevocable payment by the bank of the relevant amount on maturity specified in bill/note drawn and accepted by the buyer or in policy issued by the seller and accepted by the buyer.
Reference Letters
It is a document issued by the Bank about its customers to be submitted to domestic and foreign companies, organizations and institutions in order to indicate the confirmed credits and amounts of credit used and the amount available for use and the status of participation fund accounts.